What is Professional Liability Insurance New Jersey Coverage?

Professional Liability Coverage New Jersey is also known as Errors & Omissions Insurance. Why are there two classifications?

Errors and omissions insurance, Professional Liability Insurance, and Malpractice Insurance all offer similar coverages. However, different professionals will use different policy names.

  • It’s important to know who uses these policies in order to make them more clear.
  • Professional Liability Insurance for Architects and Engineers
  • Errors and omissions insurance for accounting, real estate and tech professionals
  • Malpractice Insurance for Doctors and Legal Professionals

Professional Liability Insurance in New Jersey protects you and your company against lawsuits that allege breach or contract, oversights, errors, delivering substandard or incomplete services, or perceived losses as judged by a client or customer.


Small business ownership in NJ is not without its challenges. A small business or sole proprietorship is not able to take on liability because of these challenges. Even a single unfounded lawsuit could cause a business to close.

Professional Liability Insurance in New Jersey:

Professional Liability Insurance covers all employees in your company. All employees, including independent contractors and temporaries are covered.

  • Costs of legal defense for lawsuits brought against your business, regardless of fault.
  • Coverage of services performed previously

Professional Liability Insurance NJ

Who needs professional liability insurance?

Professional liability insurance NJ is also known as professional indemnity or errors and omissions (E&O) insurance. It protects professionals who perform certain services, give advice to their clients, and/or are asked to carry this coverage by their client, from the high costs and damages that can result in litigation as a consequence of their professional performance and/or actions.

It can be expensive to mount a successful defense after being sued. You could end up putting your assets at risk to defend your company against legal allegations if you don’t have the right professional insurance.

You will need some form of professional insurance if you are a professional who provides a service. This is to protect yourself and your company. Some professions who invest in professional policies or errors and omissions coverage include:

  • Lawyers
  • Doctors
  • Dentists
  • Accountants/CPAs
  • Home Health Care Aids
  • Hard to Place Professional Liability
  • Medical Malpractice
  • Medical & Healthcare Facilities
  • Chiropractors
  • Physician assistants

Insure Direct Offers Professional Liability Insurance Solutions for New Jersey

Professional Liability Insurance Division is committed to offering the most comprehensive coverage at competitive rates for professionals in New Jersey. We negotiate with the top professional liability insurers to get you the best possible price. By developing and maintaining strong working relationships with top malpractice insurance companies in the state of NJ, we have become the leading broker of professional liability insurance. These relationships allow us to pass on the benefits to our clients.

Business Liability Insurance New Jersey

Business liability insurance in New Jersey, like in many other states, is crucial for protecting your business from financial losses due to lawsuits filed against it. This type of insurance typically covers legal fees, court costs, and financial damages if your business is sued for things like property damage, bodily injury, or advertising injury.

To get business liability insurance in New Jersey, you can start by researching insurance providers that offer this type of coverage. Many insurance companies operate in New Jersey and provide various types of business insurance policies tailored to different industries and business sizes.