Affordable Coverage for Your Business

Instant, Tailored Liability Protection, Simplified for Your Success

Safeguard your small business with cost-effective liability insurance and instant proof of coverage, designed specifically for freelancers, consultants, and startups. Our flexible plans offer robust protection, ensuring your professional endeavors are secure against unexpected risks, all through a seamless online process.

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Protect your small business with affordable liability coverage and fast proof

Protecting your small business doesn’t have to be expensive or complicated. With affordable liability coverage, you can shield your business from costly lawsuits, property damage claims, and other unexpected risks that can arise during day-to-day operations. Whether you're working with clients, signing contracts, or operating in public spaces, liability insurance provides the financial protection and confidence you need to run your business smoothly. Plus, you’ll receive fast and reliable proof of coverage—ideal for meeting client requirements, lease agreements, and vendor requests. Don’t wait until it’s too late—secure your business today with coverage that’s built for small businesses like yours.

Get Fast, Affordable Liability Insurance to Safeguard Your Small Business Today

Protect your business quickly and without breaking the bank. Our liability insurance is designed specifically for small business owners who need reliable coverage fast. With instant quotes, affordable premiums, and quick proof of insurance, you can operate with confidence knowing you're covered against accidents, lawsuits, and unexpected risks. Don’t leave your business exposed—get the protection you need today.

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Protect Your Business Today with Quick, Reliable E&O and Liability Coverage

Shield your business from costly mistakes and legal risks with dependable Errors & Omissions (E&O) and liability insurance. Get fast, hassle-free coverage designed for professionals who can’t afford downtime. Whether you're a consultant, contractor, or small business owner, safeguard your future with trusted protection that’s there when you need it most.

Get Trusted Professional Liability Insurance for Startups & Small Businesses Today

Starting and growing a business comes with risk—but protecting it doesn’t have to be complicated. Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, is essential for startups and small businesses that provide professional services or advice. It covers you against claims of negligence, mistakes, or failure to deliver promised services—whether or not the claim has merit. This trusted coverage offers peace of mind when dealing with clients, contracts, and deadlines. If a client accuses you of a costly error, missed deadline, or professional oversight, your policy can cover legal defense fees, settlements, and more. Tailored specifically for startups and small businesses, our affordable plans are easy to understand and quick to activate—many with same-day proof of coverage. Backed by top-rated insurers, this protection helps you build trust, meet client requirements, and stay focused on scaling your business, not fighting lawsuits.

Custom insurance packages designed to protect your small business from everyday risks.

Get tailored insurance solutions built specifically for your small business. Our custom packages help shield your operations from common risks—like liability, property damage, and more—so you can focus on growth with confidence.

Get professional errors & omissions coverage tailored for small and growing companies.

This means small and emerging businesses can secure specialized insurance protection—known as Errors and Omissions (E&O) coverage—that is specifically designed to fit their unique needs. E&O insurance helps protect against claims of negligence, mistakes, or failure to deliver services as promised. The policy is custom-built to suit the size, budget, and risks faced by startups and small businesses, ensuring they’re shielded from costly legal disputes and professional liabilities as they grow.

Mitigate legal and financial risk with insurance built for startups and small teams.

Startups and small businesses face unique risks — from unexpected lawsuits to costly claims. This insurance solution is specifically designed to provide affordable, tailored protection that helps new and growing teams operate confidently. It safeguards against professional errors, legal fees, and financial losses, ensuring your business stays secure and focused on growth.

Why Choose Us?

Instant Coverage Get insured in minutes — with instant proof of coverage for contracts or clients. Affordable Plans Flexible pricing with low monthly payments to fit your small business budget. $1M/$3M Coverage Options Industry-standard liability limits to keep your business fully protected. Tailored for Small Businesses Whether you're a freelancer, consultant, or startup — we’ve got you covered. Easy Online Process No paperwork, no phone calls — just fast, secure online sign-up. Trusted by Thousands Join thousands of small business owners who rely on us for dependable coverage.

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Frequently Asked Questions (FAQ)

What is professional liability insurance?

Professional liability insurance (also known as E&O insurance) protects your business from claims related to errors, omissions, or negligence in the services you provide.

Who needs liability insurance?

Small business owners, freelancers, consultants, and service providers should all consider E&O or liability insurance to protect against client lawsuits and professional mistakes.

How much does liability insurance cost for small businesses?

Plans typically start as low as $19/month. Costs vary based on your business type, risk level, and coverage limit.

How quickly can I get proof of coverage?

Once you complete your application and payment, you’ll receive instant proof of insurance—ideal for client contracts or vendor requirements.

What does a $1M/$3M policy mean?

It means your insurance covers up to $1 million per claim and up to $3 million total for the policy period (usually one year).

Can I customize my liability policy?

Yes! You can choose limits, add additional insureds, and tailor the policy to fit your profession or industry.

Does InsureDirect cover independent contractors or freelancers?

Absolutely. We specialize in flexible plans for freelancers, contractors, and solo consultants.

Will this cover legal fees and court costs?

Yes. If a claim is made against you, your policy helps cover legal defense, settlements, and damages up to your policy limit.

Is this insurance required to work with clients?

Many clients now require proof of E&O or liability coverage before starting work. We deliver instant COIs to help you win contracts fast.

An I manage my policy online?

Yes — log in to your dashboard at InsureDirect.com to make changes, add insureds, and access your documents.